Full-Stack Stablecoin Banking
The secure infrastructure for the Global South and the agentic economy.
Earn Institutional-Grade Yield on Your Capital
Powered by: Metaco Intelligence Corporation, Panama
Earn up to 12.1% APY with zOPAL + up to 4% Boosted Rewards in Zocta
Earn yield from short-term payment financing backed by real-world receivables, managed by BlackOpal. Deposit stablecoins with no lock-ups or minimums, track NAV daily onchain, and redeem as needed.
zVAULTS
METRICS
2M+
OnboardedWallets$75M
Yield ProductsSoldUp to 16.1%
Annual PercentageYield (APY)Owned Licenses
Ergo Sum SPC, Cayman Islands
Cayman Islands Monetary Authority
Ergo Sum Management Ltd., BVI
British Virgin Islands
Financial Services Commission
Cross-Border Payments in Seconds, No Hidden Fees
Powered by: Zoth Payments Limited, Canada
zPayments
METRICS
$500M+
TotalPayment Volume99.1%
SuccessRate
CustomersRegulatory status
MSB Registration with
FINTRAC
Third-Party Licensed Partners
Money Transmitter Licenses
50 US states
Empower your CFO with a swarm of AI agents built for corporate finance
A ready-to-deploy AI agent stack for modern CFOs and corporate finance operations.
One ecosystem where every move is rewarded
Zoctopus is Zoth's official ecosystem mascot, built around the brand's eight arms: Yield, Credit, Cards, Payments, Liquidity, Compliance, Security, and Agentic Finance.
Each arm represents a core pillar, working together as one connected Zoth ecosystem.
Updates
Your money,
finally without limits